The personal insurance contracts you possess may need to be updated annually if possible. The life, medical, disability, car and homeowner’s insurance that you have may no longer meet your needs. Each contract should be looked at and adjusted as necessary.
This is how people get themselves into financial trouble. They live on the edge financially, and everything is fine as long as they are healthy and working. But people do get sick, and have accidents. Roughly one third of workers will suffer a disabling accident and/or illness during their lifetime. With very little money in savings, people get pushed over the edge when their income dries up. Half of all bankruptcies are triggered by health events.
Established in 1984, Allsup was the first private company to assist people in filing for their Social Security visually impaired store (SSDI), nationwide. Since then, Allsup has helped tens of thousands people with disabilities receive their SSDI benefits.
Your need for health insurance may have changed. When is the last time you reviewed your health insurance policy? Your health care insurance policy may have a pregnancy rider that you no longer require. Or, it may not have coverage for maternity and you are planning to have more children.
Obtaining SSDI can be a difficult and lengthy process. In fact, two out of three applicants are initially denied. Aware of this challenge, Allsup claimant representative Mychelle Lester stepped in with a helping hand to guide Mr. Rigg through the bureaucratic maze. After gathering medical evidence and conducting a telephone interview, she helped him file the initial claim.
Problem: We have reached the end of our basic “what if” time line however; the end of life is not the end of the financial issues. It’s just too late to do anything about them. Final expenses and final wishes need to be taken care of. There is a common excuse I hear. “I’m young. I don’t need to worry about that for years.” The irony here is that the younger someone is when they pass on, the more difficult and complicated it can be for those who are left behind. There can be leftover debt, a loss of family income, child custody and inheritance issues.
The Montana native says he often experiences pain early in the morning, but he is diligent when it comes to remembering his medications. Wellness programs at his hospital assist him with the appropriate exercises and stretching routines. In addition to physical therapy and medication, Mr. Rigg finds that the support of friends and family has been immensely therapeutic. He’s recently taken up oil painting, which has also helps diminish stress.
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